September 2009 :: Report

Debt Reduction

Our goals for September were:

Credit Card Debt  ::  $40,203.90
Taxes Owed          ::   $  3,385.84
Personal Loans    :: $           0.00

Total Debt*            :: $43,589.74

And here is where we were after 9.30.09:

Credit Card Debt  ::  $40,227.40
Taxes Owed          ::   $   3,405.68
Personal Loans    ::   $       00.00

Total Debt*            :: $43,633.08

*does not include school loans

Our goal was that we would pay $1,259 toward debt, with a net reduction of $822. Our total reduction for the month was $762.

Budget

We are still stumbling on some of our budget categories, bringing us to a little more than $550 over budget. I’m hopeful that as we continue to work on certain issues (why, oh, why is food always an issues! Food accounts for more than half of our overages), we’ll get it all back in line.

Savings

Savings Goals for September:

Regular Savings  :: $  300
Family Leave       :: $  800
Emergency           :: $  535

Total Savings Goal  :: $ 1,635

Where we landed at the end of September:

Regular Savings  :: $  310
Family Leave       :: $  713
Emergency           :: $  512

Total Savings      :: $ 1,535

We’ve got $1,535 in savings this month, up $545 from last month. We’re so excited to have some safety nets and money for future goals!

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