A $49 annual fee makes up for the difference between what we projected and what actually happened. We were really happy to be mostly make our monthly goal.
We *mostly* did well this month, but our food was (sigh) again over budget. As I had posted at the end of the month, this is going to have to change and we are going to make steps to help that happen. We did have some car expenses this month (brakes) for over $250, and there was a pricey trip to IKEA for a little over $100. But one of the biggest blows was when we were over drawn $11 and the bank charged us $140 ($35 for 4 items overdrawn). Yup. They were little amounts, $3 and under and it was a little frustrating and ridiculous. So we’ll have to make sure we are more on top of it…it’s been a long time since we’ve been overdrawn – what a terrible feeling.
Due to some of our overages, we didn’t get to save as much as I had wanted this month. It’s kind of a bummer, but I’m glad that we were able to meet our debt reduction goals and I’d rather have slowed down on the saving than on getting rid of the debt.