Well, it was bound to happen.
How many times have you read my complaints stories about the extensive auto repairs on our 18 year truck? Yeah, I know. You’ve lost count, just like me.
So, last week we took the truck in because it was running poorly (it had been for a few weeks, but my husband “didn’t want to worry” me). When we got the phone call from the mechanic that let us know it would be $1,500 just to make it road-safe, my husband and I had the same thought at the same time…
Time for a new car.
You should know a couple of things about me:
- I HATE car shopping. Not just dislike, or like to avoid. It really makes my skin crawl. Part of it is that I am always wary that I’m going to get a bad deal, especially with used cars. I can do lots of research, but I never feel really informed enough for the large amount of money I’m about to spend.
- I am terrified of acquiring more debt. When I think about it, I have a visceral reaction that feels like someone is standing on my chest and poking me in the stomach.
So, obviously, I wasn’t really excited about getting a new vehicle.
Now, I know that a logical thought is, “Wait! Why don’t you just get an old beat up car and pay cash for it?”
Yes, that would usually be the route I would take, too. However….
…turns out that we were going to have to get a new vehicle that would pass the foster certification inspection anyway (“what do you mean we can’t strap the kids down in the back of the truck?”), and it has to be able to haul as part of my husband’s job, so we realized that we needed to start looking at 4-door trucks or minivans.
I could hear all my cool points just fly out the front door.
But then I was saved, as I realized…it was my HUSBAND’s car, not MINE! 🙂
So, we set a budget and started shopping online. My husband wanted to know what features I cared about. I said “I don’t care as long as it is in our budget, will pass the foster family inspection and it has a comfortable passenger seat, because I won’t be driving it” ;). At the same time, I started looking into financing options. Here’s the timeline.
- Tue – truck goes to mechanic
- Wed – mechanic gives us the news. Husband gets 2nd and 3rd opinion. Time of Death – 10:30am. Husband sells truck for a handful of cash…tells wife later. Online shopping/research commences.
- Thu – Apply for loan. Receive approval within 60 seconds for $19,800 at 4.39% for a used car. Pick self off floor after passing out.
- Fri – More online research. Go to one Carmax and get into a bunch of minivans. Go to second Carmax 45 min before closing. Find THE ONE.
- Sat – Return to second Carmax. Test drive THE ONE. Fill out paperwork and give them the electronic check. Drive away.
And, at the end of it all…I kind of like our new (to us) Honda Odyssey with its low mileage (for an older vehicle).
And my husband gets to be the Soccer Dad. 🙂