Yes. It is difficult to watch that total go up. But we really did our best to get every last mile out of my old car (yay for getting past 190K miles!) and it was time. So, now I have a safe car, with good gas mileage to get us around. This is life.
Guess which category we struggled with? Yup. Food. Sigh…
We also had a lot of pre-summer camp fees to pay for registration, so there was a bit of spending there, but we’ve got that budgeted, so it isn’t like we weren’t prepared.
Where we landed at the end of March:
Regular Savings :: $ 165 Emergency :: $ 00
Total Savings :: $ 165
That’s $25 less than we wanted and a lot less than we wanted for the Emergency Fund, but the new car purchase impacted quite a bit of that.
Yesterday, after getting caught up on my numbers, I noticed something that bears mentioning…
We are at 51% paid-off!
Wait, what?!? We rolled right past the 50% celebration! Oh, no!
Well, the great news is that we’ve reached this milestone. I’m a little “sad” that it has taken us 4 years to reach this point, but I’m still thankful. It isn’t like we haven’t had some set backs during this time and there was that whole year where we were just in survival mode as we were adjusting to our new family reality. That being said, my spreadsheet and Quicken seem to think we can knock the rest of this out in 20 months, so LET’S DO THIS THING!!!
Credit Card Debt :: $20,467.93
Taxes Owed :: $ 00.00
Car Loan :: $ 15,689.60 Personal Loans :: $ 00.00
Total Debt* :: $36,157.53
*does not include school loans
Since I moved over to Quicken, I’m still trying to figure out the budget reporting – it isn’t working the same way as I was used to with MSMoney. But, from what I could tell, things went really well – we will see!